An important part of your relationship with Chelsea Orthodontics is establishing a financial agreement that you feel comfortable with. We offer several payment options, and we accept personal checks, cash and Visa, MasterCard, American Express and Discovery charge cards.

In Office Financing: the majority of our patients choose to finance their treatment through our office, without interest charges. An initial payment of approximately 20% of the treatment fee is due on the day that treatment begins. The remainder of the treatment fee is divided into monthly payments over the anticipated length of treatment. Late charges for missed payments do apply. Our in-office financing is administered by the Orthobanc company (

Payment in full: persons who choose to pay the treatment fee in full at the beginning of treatment receive a 5% accountant’s discount for payment by cash or check, and 3% discount for payment by credit card.

Third party financing: CareCredit Patient Financing specializes in providing financing for dental and orthodontic treatment. Qualified clients can make monthly payments with no down payment. Click here to read about financing through CareCredit (

We also offer financing through Lending Club, which has similar terms to CareCredit's; however, unlike CareCredit, Lending Club does not charge retroactive interest.  (

We offer a free Internet service called T-link that allows clients to access their financial and appointment information, as well as make payments on-line.

If you have dental insurance with orthodontic benefits, we will file the required forms with your insurance company for you. The insurance checks will be sent directly to you. You may sign the checks directly over to Chelsea Orthodontics to be applied against your balance, if you wish.